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    Home » Not 100% ready? Why Gen Z is taking career risks while Millennials hold back
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    Not 100% ready? Why Gen Z is taking career risks while Millennials hold back

    India BBC News CorrespondentBy India BBC News CorrespondentApril 26, 2026Updated:October 15, 2026No Comments5 Mins Read
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    Not 100% ready? Why Gen Z is taking career risks while Millennials hold back
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    Should you resign from a secure position if you’re feeling unfulfilled? Or should you wait until you’re absolutely prepared? These are the dilemmas that many young professionals grapple with today. With Gen Z making bold career choices and millennials prioritizing consistency, the gap is increasingly apparent. So, is embracing risk the wiser option, or merely a luxury?

    India’s labor force is undergoing a subtle transformation. Job transitions are occurring at a rapid pace, side gigs are prevalent, and career trajectories are no longer linear. Beneath these shifts, a fundamental tension persists: should you take the plunge before feeling ready, or hold off until things seem stable?

    This dilemma manifests quite differently across various generations.

    In this context, entrepreneur Ankur Warikoo presents a provocative viewpoint. He contends that no one is ever completely ‘100% ready,’ and waiting for that moment might actually impede progress.

    Whether it involves changing positions prematurely, exiting a stagnant role, or launching a side venture, he asserts that growth is born from embracing discomfort rather than fleeing from it.

    IS GEN Z ALTERING THE PERCEPTION OF RISK?

    For many modern young professionals, the concept of risk has evolved.

    As Ankit Aggarwal, the Founder and CEO of Unstop, elucidates, Gen Z has witnessed how even ‘stable’ positions can spiral into uncertainty. So,, they no longer regard remaining in one spot as safe. In fact, they often perceive stagnation as the greater threat.

    Rather than retreat, they experiment. Side projects, temporary roles, and non-traditional pathways serve not as mere diversions, but as methods to showcase their skills. In a landscape where compensation is ambiguous and competition is fierce, skills emerge as their form of security.

    This mindset is also influenced by their surroundings.

    “Gen Z has matured amidst startups, content creators, and relentless technological upheaval,” mentioned Diwakar Chittora, CEO of Intellipaat.

    “For them, careers are not fixed ladders but unfolding adventures. Attempting and even failing is integral to the journey. Choosing not to try feels like the biggest loss,” he remarked.

    WHY DO MILLENNIALS STILL OPT FOR STABILITY?

    While Gen Z is accelerating, millennials often proceed with caution, and there are valid reasons for this.

    Financial commitments like loans, family obligations, and future planning render risk a more serious consideration. In this context, stability is not indecision; it’s about being responsible.

    “For Gen Z, a career equates to a series of rapid learnings. They perceive their roles as daily engines for development, diving into new challenges without hesitation to enhance their learning curve. That agility is their strength. It revitalizes our ecosystem,” stated Bharat Bhartia, Director of Human Resources at Newton School.

    Conversely, millennials often embody the stewards of the ‘why.’

    They emphasize deep institutional wisdom and ensure the successful completion of projects. This isn’t merely a cautious approach; it represents a commitment to long-term stability that prevents organizational chaos.

    “In my experience, the desire for career advancement is consistent across generations; the distinction lies in their navigational strategies,” remarked Ranjita Raman, CEO of Jaro Education.

    Gen Z professionals are generally more inclined to take early, calculated risks, whereas Millennials emphasize stability and long-term planning shaped by their duties.

    What’s evolving is the increasing access to customized and flexible educational pathways. When individuals feel equipped with the appropriate skills and clarity, they are more confident in making bold yet informed career decisions.

    On this topic, Akshat Shah, Managing Director of Great Place to Work, India, adds that labeling one generation as ‘fearless’ and another as ‘risk-averse’ simplifies the complexity. Both groups are engaged in risk, but of differing kinds. One risks uncertainty, while the other risks forfeiting stability.

    IS RISK-TAKING TRULY A CHOICE FOR ALL?

    This is where the concept of risk IS RISK-TAKING TRULY A CHOICE FOR ALL?
    more intricate.

    Not everyone possesses the same capacity to take risks. Factors such as background, income, and support systems a lot influence this ability.

    “A person in a metropolitan area with financial backing can afford to explore more freely. Yet a first-generation professional supporting a family may lack that privilege,” observed Prateek Shukla, Co-Founder and CEO of Masai.

    “Thus, while taking risks is becoming more prevalent, the capacity to handle failure remains uneven. Often, it’s more a reflection of circumstances than mindset,” he added.

    SO, WHAT TRULY MATTERS: RISK OR READINESS?

    The response isn’t simply one or the other.

    Ankur Warikoo’s assertion that delaying for the ultimate preparedness can hinder you encapsulates a vital truth. Growth frequently requires stepping outside your comfort zone before you feel entirely ready. Even so,, not everyone starts from the same position.

    What is becoming evident is that today’s careers are less about choosing between risk and stability, and more about balancing the two.

    Acting swiftly can create opportunities. Acting thoughtfully can help maintain them.

    And in an ever-changing world, the true advantage may not be in being fearless or cautious, but in discerning which risks merit taking, and when.

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